Russia is preparing to test the feasibility of biometric payments on a large scale. According to local media, Sber, the largest bank in Russia with millions of customers, and NSPK, the Mir card payment system operator, will launch a unified facial payment network.
The initiative aims to establish a national biometric standard to allow Russian banks to also participate in this network, and issue terminals capable of using it to process payments.
Dmitry Malykh, Sber’s Senior Vice President, told Izvestia that the project roadmap had already been established and that the network launch is slated for the second half of 2025.
While these two banks already have a facial payment system, onboarding users is cumbersome. Customers can only register their biometric data through these two banking apps and payment interoperability is lacking. This means that Sber customers cannot pay at Sber terminals, and NPSK users cannot use the Sber payment network.
After the system launches, it will be interoperable, and customers from all banks will be able to pay at any facial terminal after registering their biometric data using any banking app. Sber is leading the way in the field, preparing to deploy this new tech in 2 million terminals, allowing customers to pay or transfer money with a facial scan.
Malykh stated that when this happens, at least 50% of all the banking terminals in Russia will support this kind of biometric payment. This rollout has the support of the Central Bank of Russia, which has noticed a shift toward using these biometric technologies.
Adopting this tech will also enable new use cases, like confirming the age of users when purchasing certain goods with associated age restrictions, or automated check-ins in hotels.
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