A Norwegian expert committee advising lawmakers has recommended no immediate need to adopt a central bank digital currency (CBDC). Despite the declining use of cash, which dropped to just 2% of transactions at physical points of sale during the pandemic, the committee emphasized cash’s importance for secure and inclusive payments. It advised starting work on regulatory changes for a potential future CBDC but noted there’s currently no pressing need for it to address financial inclusion, privacy, or emergency preparedness concerns. The task force, established in May 2023, submitted its report to the finance minister, underscoring that cash rules safeguarding consumer rights remain vital. Norges Bank plans to present its final recommendation on a CBDC next year.

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