### Binance Unified Account Adds Negative Balance Limit#

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Overview

Binance announces that, starting January 22, 2025, 08:00, Unified Account will introduce a new Maximum Negative Balance feature. When the negative balance of any asset exceeds the corresponding Maximum Negative Balance, an automatic redemption process will be triggered to repay the negative balance. The system will first cancel any pending orders occupying the corresponding asset and return the negative balance to 80% of the Maximum Negative Balance. If, after repayment, the negative balance of the asset does not fall below 80% of the Maximum Negative Balance, the system will initiate the redemption process. Assets with higher collateralization rates will be prioritized for redemption to repay the negative balance.

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Analysis

Binance announces that, starting from 08:00, January 22, 2025, Unified Account will add the highest negative balance information. This means that when a user's account negative balance exceeds the corresponding asset's highest negative balance, the system will automatically trigger an exchange process to repay the negative balance. The specific process is as follows: the system will first cancel the pending orders that occupy the corresponding asset and return the negative balance to 80% of the maximum negative amount. If, after repayment, the negative balance of the asset is still higher than 80% of the highest negative balance, the system will start the exchange process, giving priority to exchanging assets with a higher pledge rate to repay the negative balance. This new rule aims to prevent users from suffering significant losses due to excessive negative balances, ensuring the stability and security of transactions.

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Binance Unified Account adds a maximum negative balance limit to prevent users from losing funds due to excessive debt.

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When a user's negative balance exceeds the maximum negative balance limit, the system will automatically trigger the exchange process, prioritizing the cancellation of pending orders and the return of part of the negative balance.

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If the negative balance still exceeds the limit, the system will begin the exchange process, prioritizing the use of assets with higher collateralization ratios to repay the negative balance.

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This measure is designed to protect user funds and avoid risks arising from excessive debt.

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