#EU New Regulations Boost Euro Stablecoin Development#

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The MiCA regulation, which came into effect on December 30th in the EU, could potentially boost the development of euro-denominated stablecoins. JPMorgan believes that MiCA's requirement for stablecoin issuers to hold substantial reserves in European banks and obtain trading licenses will prompt EU exchanges to adjust their offerings and drive the growth of compliant stablecoins like Circle's EURC, while posing challenges for non-compliant stablecoins like Tether. Tether has already discontinued its EURT stablecoin and delisted from several EU exchanges. Nevertheless, Tether remains a "dominant force" in the global stablecoin market and has demonstrated its commitment to maintaining a presence in the EU by investing in MiCA-compliant stablecoin issuers.

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The implementation of the EU's new MiCA regulation could promote the development of euro-denominated stablecoins. In a recent research report, JPMorgan pointed out that MiCA regulations require stablecoin issuers to hold substantial reserves in European banks and obtain trading licenses, posing challenges for non-compliant stablecoin issuers like Tether. This has led to Tether discontinuing its EURT stablecoin and USDT being delisted from multiple EU exchanges. On the other hand, MiCA regulations also create opportunities for compliant stablecoin issuers, such as Circle's EURC, which will gain more power. JPMorgan believes that Tether's investment in MiCA-compliant stablecoin issuers indicates its commitment to maintaining a presence in the EU. Overall, the implementation of MiCA regulations will drive the development of the euro-denominated stablecoin market and provide more opportunities for compliant stablecoin issuers.

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EU MiCA regulation may promote the development of euro-denominated stablecoins

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MiCA regulation requires stablecoin issuers to hold large reserves in European banks and obtain trading licenses

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MiCA regulation may lead to compliant stablecoins (such as Circle's EURC) gaining an advantage, while non-compliant stablecoins (such as Tether's EURT) face challenges

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Tether and other stablecoin issuers may maintain their presence in the EU by investing in stablecoin issuers that meet MiCA standards

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