🇿🇦 DeFi on the rise in South Africa! Study projects 2.8M volume by 2025, with retail leading the charge. But… risks loom! Smart contract woes, market manipulation, and fraud are top concerns. 📉 FSCA calls for robust regulation! Lack of oversight leaves users vulnerable. They're pushing for stakeholder engagement & clear frameworks. Will SA's DeFi hit 180.7M by 2028? 🤔 Payments & lending are key use cases, but mainstream adoption is the real driver! What's YOUR take on DeFi regulation? Share your thoughts!