Want to know one of the biggest problems in healthcare? Deductibles. Deductibles are defined by the plans the insurance companies design. Then they are approved to be offered by the feds or employers. Then we the people decide what deductible we want when we choose our plans. Often we choose higher deductibles because we are healthy or because we can only afford the lowest premium plan. When we got get care and can't pay our deductible for whatever reason, you know who takes all the credit risk and losses? Doctors, hospitals and caregivers They have ZERO to do with designing, selling or choosing the plans. But when you can't pay, they are the ones that become the bill collectors we hate. The ones that put millions into default and bankruptcy, DESPITE HAVING NO SAY in the plans and deductibles we all choose. That is one fucked up system that needs to be redesigned. Next time I'll tell you how insurance companies decide not to pay what they contractually owe to the hospitals and use delay tactics like denials, they know they will approve , just to earn interest on premiums. And the hospitals aren't innocent. But I'll let them off the hook for now because they have to take anyone that walks in the doors @BillAckman @elonmusk @DOGE @RobertKennedyJr @DrOz