Recently, a considerable amount of on chain funds have been withdrawn to the exchange. Exchanges will be shut down, making it more difficult for individual retail investors to protect the security of their DeFi assets. Sony Chain currently has a TVL of 40 million, with a 4 million incentive and a 10% profit in three months. The current airdrops actually have similar returns, and there are even no junk projects encountered. The risk return ratio of DeFi is similar to that of high interest loans.