💡Key insights from @arturobris professor of Finance, director of the IMD World Competitiveness Center: "There are three aspects that are going to mark the evolution of crypto. I think CBDCs are going to mark the creation or the, you know, the birth of a new monetary system. I think this is going to lead to a massive transformation in finance. Central banks are going to believe that the innovation trend and certainly they are going to lead to massive adoption. The second one, when we talk about privately issued cryptocurrencies, I see two different trends. One is what I call cryptocurrencies with a business model that actually are transforming the way how companies operate by creating new business models. And finally, the traditional crypto such as Bitcoin, Ethereum and so on, which still remain massive investment products." #Davos2025 #Fintech #Web3 #Blockchain #WEF25