Masa Kikuchi, founder of Secured Finance, reveals the path to stable DeFi returns and shares her 2025 vision

Odaily Planet Daily News: Masa Kikuchi, founder and CEO of Secured Finance, participated in the AMA event "Hot Takes" hosted by Storacha, a decentralized large-scale data storage network in the Filecoin ecosystem. In the latest episode, Masa delved into how to achieve stable and predictable returns in the volatile cryptocurrency market. As a former investment banking practitioner, Masa led a team to fully chain traditional bonds, ensuring stable returns through two core advantages: a fully transparent on chain order book system and standardized zero coupon bond products. Unlike the current funding pool model in the DeFi field, the platform adopts a P2P trading mechanism, where users can set their own rates of return and support flexible early repayment and closing operations. At present, the platform has opened fixed income products for mainstream assets such as USDC, BTC, ETH, and axlFIL on Ethereum and Arbitrarum, providing a maximum of eight term options with quarterly rolling terms. Masa revealed that in 2025, the platform will launch a heavyweight product USDFC (FIL collateralized stablecoin) and further improve DeFi fixed income infrastructure. In highly volatile markets, stable and predictable returns will become increasingly important. "Masa predicts that as institutions such as BlackRock continue to lay out cryptocurrency assets, stablecoins will become the market's mainstay by 2025. Secured Finance is committed to making fixed income products more transparent and inclusive through innovative on chain solutions, breaking the monopoly of traditional finance in this field.