We have been researching the fields of #AI and #Web3 for quite some time and believe there are still some interesting and valuable areas worth building and focusing on. Attention should not be solely concentrated on memes; there are things that drive the development of the Web3 industry that need continuous exploration and attention. In the future, we are very optimistic about two directions: one is the development of #AI Agents, and the other is the development of #RWA. One addresses the issue of AI democratization, making it accessible to everyone, equal for all, and enabling everyone to use AI to make the world a better place. The other addresses the global asset allocation issues faced by ordinary people, such as the recent significant devaluation of currencies in Indonesia and Turkey. Such events are not uncommon, and global residents have a demand for asset preservation and appreciation, while traditional financial markets cannot solve the problems of regional and regulatory restrictions. However, #RWA can achieve this; in the future, you will be able to use USDC to invest in high-quality global ETFs, stocks, real estate REITs, etc. The scale of contribution, development, and growth potential in this area is undoubtedly enormous. Being able to participate in the early development and investment of these projects will certainly yield a sense of achievement and a good return rate.

Here, I would like to discuss a direction that I am very optimistic about: #AI + #DEFI = #DeFAI, which we refer to as the future of decentralized finance.

DEFI (Decentralized Finance) was a major development in #Web3 that excited me during the last cycle. Although it was initially filled with various pitfalls and chaos, it ultimately gave birth to excellent projects like #aave, #crv, #uni, #sushi, and #1inch.

As an investor transitioning from traditional finance to the Web3 market, the emergence of #DEFI excited me for several nights. Breaking the shackles of traditional finance allows global users to deposit, borrow, trade, and invest without banks, which is a great innovation. With the development of #AI Agents, potential issues within #DEFI will be resolved, such as: newcomers still face high learning costs, complex operational processes, and potential security risks. Now, AI Agents are penetrating various industries at an unprecedented speed. Especially recently, I have seen demonstration videos of intelligent agents like #Manus and various solutions like AI + MCP, indicating that there is great potential in the Web3 field. #DEFI will be no exception; the concept of #DeFAI (Decentralized Finance + AI) is reshuffling the #DEFI market.

DeFAI is not just a simple AI trading tool; it aims to create a more intelligent, intuitive, and secure decentralized financial ecosystem through AI. Here are a few examples that may help everyone understand better.

1️⃣ #AI Trading Assistant: One-click ordering, no complicated operations needed

Imagine that you no longer need to manually connect your wallet, filter liquidity pools, or input transaction details, but can directly communicate with #AI in natural language to execute operations:

• “Swap 5 ETH in my wallet for USDC and place it in the highest-yield Curve pool.”

• “Help me find stablecoin yield pools with an APY over 20% and automatically deposit.”

The #AI Trading Assistant can interpret your instructions, automatically compare the best exchange paths across multiple DeFi platforms, and execute trades. Furthermore, it can analyze historical data, market trends, and capital flow to recommend the best trading strategies.

For instance, many times we cannot monitor the market continuously. In the future, during a bear market, many unpredictable black swan events could occur at any time, such as the recent rampant hacking incidents. Can we achieve the following functionalities:

• “AI Smart Stop-Loss”: AI tracks market movements and automatically helps you take profits or stop losses at the right time, avoiding losses during market crashes.

• “AI Portfolio Strategy”: For example, you just need to input “Help me build a low-risk DeFi portfolio,” and AI will automatically allocate funds to stablecoin yield pools, staking, lending, liquidity mining, etc.

2️⃣ #AI Oracle: Accurate market predictions, goodbye to blind investments

In the #DEFI world, information is everything. However, the problem is that market fluctuations are rapid, making it difficult for ordinary investors to obtain, filter, and analyze data in real-time. AI Oracles can provide users with accurate market predictions through machine learning, on-chain data analysis, and social media sentiment monitoring. Consider the following scenarios:

• AI monitors the movements of on-chain whale wallets; if a certain whale is quietly selling tokens, AI will alert you immediately.

• AI analyzes market sentiment by examining keywords on social media platforms like Twitter, Reddit, and Telegram to determine which DeFi projects are becoming market hotspots.

• AI predicts large-scale liquidation events, such as notifying users in advance to withdraw funds or adjust positions when the market is about to trigger massive leveraged liquidations.

• “Future Predictor” AI: Simulates the future returns of different investment strategies for you. For example: “If I deposit 10,000 USDT into Aave today, how much might I earn in three months?”

3️⃣ #AI Automated Yield Management: Keep your funds working 24/7

Currently, many DEFI users choose to “mine” or “stake” to earn yields, but the problem is that the interest rates of yield pools are volatile. If you keep your funds in a certain pool, you might miss out on higher yield opportunities. #DeFAI offers some interesting scenarios:

• Automatic yield pool migration: AI tracks yield conditions across the network; once it detects a sudden drop in APY for a certain protocol, it will automatically help you migrate to a higher-yield protocol.

• Automatic reinvestment strategy: AI continuously reinvests your earnings to maximize compound growth.

• Intelligent fund reallocation: If the risk of a certain fund pool increases (e.g., due to hacking or increased liquidation risk), AI will automatically withdraw funds and transfer them to a safer place.

• “Sleep Earnings Optimization”: While you sleep, AI continues to operate in the background, ensuring that your funds are always in the optimal yield state.

• “Personalized Investment AI”: AI learns your investment preferences (conservative, stable, aggressive) and automatically adjusts your DEFI portfolio.

4️⃣ #AI Loan Assistant: Smartly match the best lending options

Decentralized lending protocols (like Aave, Compound) allow users to collateralize assets to borrow funds, but different platforms have varying interest rates, collateralization ratios, and liquidation rules, making it challenging to choose the right lending option. #DeFAI helps you with intelligent lending.

• Automatically match the lowest interest rates: AI compares multiple DeFi lending protocols to help users select the lending option with the lowest interest rate.

• Smartly manage liquidation risks: AI tracks market fluctuations; once the collateral price approaches the liquidation threshold, it will automatically remind users to add collateral or repay part of the loan.

• Cross-chain lending optimization: If AI discovers better lending rates on another chain, it can automatically assist users in completing cross-chain lending operations.

• “Loan Optimizer”: Users just need to input “I want to borrow 5,000 USDT; what is the option with the lowest interest?” AI automatically filters the best options and helps execute the loan.

• “AI Risk Control”: For large fund users, AI can set personalized risk control strategies, automatically rebalancing funds to avoid excessive leverage leading to liquidation.

5️⃣ #AI Smart Contract Security Assistant: Prevent hacking attacks

The security of smart contracts is one of the most concerning issues in the DeFi space. Hacking attacks, exploitations, and phishing sites are rampant, making it difficult for ordinary users to discern which protocols are safe. #AI helps users prevent financial losses.

• Contract security analysis: AI can automatically scan the smart contracts of DeFi protocols, detect potential vulnerabilities, and alert users to possible risks.

• Phishing site identification: AI analyzes the DeFi websites users visit; once it detects suspicious links, it immediately warns users and blocks transactions.

• Hacking attack alerts: AI monitors the capital flow of DeFi protocols in real-time; once it detects abnormal transactions, it alerts users to withdraw funds in advance.

• “AI Guardian”: Users can subscribe to AI monitoring services; once AI discovers a security vulnerability in a protocol, it automatically withdraws funds or alerts users.

• “Smart Contract Rating”: AI evaluates the code quality and security of DeFi protocols and provides risk scores to help users make safer investment decisions.

In summary: The emergence of #DeFAI is reconstructing new ways to play in #DEFI, filled with opportunities and various entrepreneurial scenarios. I believe that in the future, #AI may even replace humans as the most reliable DeFi traders, automatically helping you achieve asset appreciation. #DeFAI is a tool that truly realizes financial liberalization, allowing global users to easily participate in Web3. We look forward to more interesting and valuable projects emerging, and we are willing to incubate and invest; please contact us proactively. Thank you 🙏

免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。