The operational difficulty in the cryptocurrency market has entered a hellish mode. The market fluctuates wildly, with significant volatility, and in the face of every move by Trump, various technical analyses and future predictions seem powerless.

From the perspective of retail investors, the excessive and rapid fluctuations have greatly increased the risks of contract trading, and the long wait for the altcoin season has turned so-called value investing into a joke, while the entry of various market players has filled the meme market with "killing" opportunities… In such a challenging new market environment, traditional operational strategies that worked in bull markets have proven ineffective. To seek victory in hellish mode, one must find rational paths amid the volatility, protecting assets while seeking more certain operational opportunities.

Historically, the low points in the market (without debating whether we are in a bull or bear market, it is clear that we are currently at a collective emotional low) often serve as a window for low-position layouts and the implementation of stable strategies. The focus during this phase is to seek more robust, low-risk operations. Currently, major exchanges have provided a series of financial services such as single-coin interest, regular investment, etc. Flexibly utilizing these services can help investors execute their expected strategies more effectively and reap rewards when the market improves.

Next, we will analyze the utility of several services such as "Launchpool," "Yubi Treasure," "On-chain Finance," "Regular Investment," and "Dual-Currency Finance" using Gate.io as an example. These services each have their own characteristics and limitations, which can alleviate the pressure of market lows to some extent, but their effectiveness depends on understanding and reasonably utilizing the tool mechanisms.

Launchpool: High-Yield New Coin Opportunities

In a low market, new coins often find it easier to develop independent trends, and the Launchpool events launched periodically by major exchanges are often the best channels for users to acquire new coins.

Simply put, Launchpool is a way to earn new project token rewards through staking or providing liquidity. Users can stake designated tokens (such as BTC, ETH, USDT, GT) in the Launchpool pool to receive corresponding project token rewards. This tool provides investors with opportunities to participate in early projects and obtain high potential returns, especially attractive in bear markets — compared to other basic financial products, Launchpool often offers higher yields before reaching the reward cap (some pools even exceed 100% yield), making it suitable for investors seeking higher returns.

Reviewing the Launchpool records of major mainstream exchanges over the past period, Gate.io ranks first with over 20 projects per month, providing users with around-the-clock, uninterrupted new coin opportunities.

However, participation in Launchpool is not entirely "mindless." Depending on project potential, reward pool size, and competition conditions, the yield of each Launchpool can vary significantly, requiring users to research and assess each Launchpool. Additionally, the duration of a single Launchpool is often short, and rewards have a hard cap, necessitating active management of staking positions by users to adjust based on real-time conditions.

Yubi Treasure: Low-Risk Active Income Tool

Compared to the need for constant adjustments to find higher potential projects in Launchpool, single-coin finance is the simplest and most commonly used financial tool across major exchanges, known by different names in different exchanges, such as "Finance" in Binance, "Earn" in OKX, and "Yubi Treasure" in Gate.io.

Single-coin finance generally offers both flexible and fixed-term options, allowing users to deposit idle cryptocurrencies and earn interest automatically. The income from single-coin finance comes from market borrowing demand, essentially meaning "users deposit funds, the platform matches borrowers, borrowers pay costs, and users earn interest." However, due to the different matching mechanisms and subsidy levels of various exchanges, the yield performance of single-coin finance varies across platforms.

Taking USDT as an example (other volatile assets like BTC and ETH are also supported), as of March 7 at 17:00, the annualized yield of real-time single-coin finance across major exchanges is as follows:

• Binance: 1.99%, with an additional 5% subsidy for amounts within 500 USDT;

• OKX: 1.8%; an additional 10% subsidy for amounts within 1000 USDT, limited time for 180 days;

• Gate.io: 3.56%, with an additional 10% subsidy for amounts within 500 USDT;

From the comparison, it is evident that the base yield and subsidy level of Gate.io's Yubi Treasure are currently at the forefront among mainstream exchanges. Although the 3.56% flexible yield is relatively low compared to some on-chain finance opportunities after exceeding 500 USDT, single-coin finance on CEX also has its unique advantages.

• The first advantage is the freedom of deposits and withdrawals with no fees, allowing users to flexibly adjust investment strategies based on market conditions;

• The second advantage is its simplicity and variety of options, for example, Gate.io's Yubi Treasure supports a combination of over 800 cryptocurrencies with flexible and fixed-term products, allowing users to participate quickly with one click;

• The third advantage is additional subsidies and activities, such as Gate.io frequently holding various incentive activities to provide users with increased returns, which will raise the average yield in the long run;

• Finally, and most importantly, the exchange can provide additional security guarantees. For instance, in the recent Bybit hacking incident, if it had occurred on-chain, participating users would likely have to accept their losses, but the exchange could compensate for the shortfall through its profits and corresponding reserves.

In summary, single-coin finance solutions like Yubi Treasure can be seen as low-risk active income tools in a low market, suitable for users holding USDT while waiting for opportunities or planning to hold certain assets long-term. Although the overall yield of this solution is not very high, it is the most convenient and safest financial choice for ordinary users.

On-Chain Finance: A More Efficient DeFi Entry

For those looking to leverage their holdings for higher interest rates, on-chain finance may be a more suitable choice. However, directly participating in various DeFi protocols to earn high interest often requires a high learning curve, making it difficult for ordinary users to understand the security status of a specific DeFi protocol and the potential risks of various high-interest strategies.

To address this, Gate.io has directly opened an "On-Chain Finance" channel within the exchange, allowing users to capture on-chain income opportunities without leaving the platform. Compared to users actively engaging in on-chain operations, Gate.io's on-chain finance eliminates the complexities of account management and technical barriers while reducing security risks (such as losing private keys or hacking).

Moreover, Gate.io also provides additional subsidies for "on-chain finance" and offers tiered interest rates based on different investment scales and risk preferences. For example, the annualized yield for directly staking USDe on the Ethena mainnet is only around 5%, but with subsidies on Gate.io, it can reach a maximum annualized yield of 24.94%.

In simple terms, for users intending to seek higher yields through the on-chain world, Gate.io's "on-chain finance" may be a more efficient choice.

Regular Investment: Core Trading Strategy in Low Market Conditions

There is a saying in the cryptocurrency market — "Reduce positions in bull markets, invest regularly in bear markets."

Regular investment involves periodically investing a fixed amount to purchase assets, and this strategy can lower the cost of market volatility over an extended time period. This strategy is particularly effective during market lows, as buying at low prices can significantly increase asset holdings. Historical data shows that investors who stick to regular investment often achieve richer returns in past cycles.

Gate.io's regular investment backtest report indicates that from November 8, 2021, to December 30, 2024:

• Regular investment in SOL yielded returns of 379.14% - 379.53%;

• Regular investment in BTC yielded returns of 182.09% - 182.73%;

• Regular investment in ETH yielded returns of 61.37% - 61.73%;

• Regular investment in GT yielded returns of 203.32% - 204.19%.

For investors who are bullish on certain assets in the long term but are concerned about timing errors, the regular investment strategy does not require predicting market ups and downs, allowing for gradual identification of relatively ideal entry points through automatic diversification of buying times, waiting for the market to improve.

Dual-Currency Finance: A Tool for Speculation Amidst Volatility

Dual-currency finance is a non-principal-protected product that offers considerable returns, allowing users to earn additional income while buying or selling digital currencies at target prices, regardless of market fluctuations. Specifically, investors can choose two currencies (such as BTC and USDT), set target prices and holding periods, and earn extra high returns based on whether the market price reaches the target.

Dual-currency finance has unique advantages and risks.

Its advantages include:

• Flexibility: Investors can earn certain returns regardless of market fluctuations, making it suitable for volatile markets.

• Buy low, sell high: By setting target prices, investors can buy at low prices when the market drops or sell at high prices when it rises, earning additional income.

• No need for frequent trading: The product executes automatically, requiring no real-time market monitoring, making it suitable for "lazy" investors.

• Potential for high returns: If the market trend aligns with expectations, returns may exceed traditional investments.

Its risks include:

• Risk of unrealized losses: If the market price does not meet expectations, investors may only receive fixed returns, or even incur unrealized losses due to becoming one-sided positions.

• Difficulty in market prediction: Accurate judgment of market direction is required, and misjudgment may lead to lower-than-expected returns.

• Liquidity constraints: Funds are locked during the holding period and cannot be withdrawn early, potentially missing other opportunities.

From the perspective of user profiles and usage scenarios, dual-currency finance is more suitable for investors who have a clear judgment on market trends, fully understand the product logic, can accept certain liquidity constraints, and are willing to take on some risks for higher returns.

There Are No Perfect Tools, Only Eternal Rationality

There is no perfect strategy in the world. Although the four financial tools mentioned above can assist various investment needs and risk preferences in low market conditions, each has its limitations. Yubi Treasure and on-chain finance are simple and easy to use, but the expected passive income will never be as enticing as active trading; regular investment emphasizes long-term accumulation, making it more suitable for investors who can patiently wait for market reversals; dual-currency finance involves both returns and risks.

In the current low market phase, investors should tailor strategies based on their financial goals, risk tolerance, and market judgments. Only through rational decision-making can one pave the way for the future in times of low.

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