In the face of today's rapidly evolving digital finance, investors often encounter a key dilemma: how to achieve efficient and substantial stable returns while ensuring asset safety? Traditional stablecoins, such as USDC and USDT, provide stability but lack yields; while stablecoins backed by cryptocurrencies, like DAI, suffer from inefficiencies due to over-collateralization. With the emergence of RWAFi, the possibility of combining real-world asset (RWA) yields with DeFi has become apparent, with trillion-dollar real-world asset packages and their potential yields waiting to be unlocked.
What is RWAFi?
RWAFi is an emerging financial model that tokenizes real-world assets, such as real estate, bonds, stocks, and infrastructure projects, through blockchain technology, thereby integrating with DeFi to provide yields and liquidity.
What is BrickBank?
BrickBank innovates through RWAFi to ensure the generation of efficient and substantial stablecoin yields. By combining the stability of RWA yields with DeFi-driven yield opportunities, it offers investors a safe and yield-generating stablecoin—R2USD.
Why Choose BrickBank?
BrickBank has the following key features:
1. Unique asset portfolio and substantial asset yields:
The underlying R2USD will be supported by a diversified asset base, including:
Real-World Assets (RWA):
High-quality real estate rents in core regions (APY ~5%)
Compliant on-chain government bonds (APY ~4.5%)
DeFi:
sUSDe (APY ~10%)
USDC Reserve (APY ~3%)
In addition to the yields from the above asset packages, part of the protocol's income will also be used to subsidize users to enhance annualized returns. Coupled with the additional appreciation potential of the token, the overall APY of the protocol is higher than the market average. We will continue to seek higher quality RWA yields to introduce into the ecosystem, achieving greater user returns.
By combining RWA yields and DeFi, BrickBank provides a balanced and risk-optimized investment solution. This hybrid approach ensures that R2USD is a high-yield stablecoin supported by multiple income sources.
Simple user process, supporting yield generation for assets such as USDC, wBTC, ETH, stETH, providing flexible user choices and growth opportunities.
Compliant infrastructure, secure and transparent ecosystem:
Compliance assurance: BrickBank collaborates with regulated third parties to ensure transparency and reduce compliance risks, allowing institutional users to onboard seamlessly.
On-chain transparency: All assets are managed by smart contracts, allowing users to track and monitor fund flows in real-time.
Third-party audits: Regular audits by authoritative institutions and comprehensive asset reports are provided.
Smart contract security: Subjected to rigorous reviews by multiple contract auditing firms to reduce risks, with audit reports publicly available on the official website.
Roadmap
Q1 2025
End of February - Testnet & Pre-Season Campaign Launch
Mainnet & Season #1 Launch
Strategic partnerships
DeFi protocols: Collaborating with DeFi protocols such as Curve, Pendle, Ethna, Hyperliquid, etc. to provide liquidity pools and yield optimization strategies to maximize returns for R2USD holders.
RWA yield providers: Partnering with compliant RWA providers like Ondo Finance, Superstate, etc., to bring trustworthy and high-yield RWA assets into the ecosystem.
Q2 2025
Cross-chain expansion: BrickBank will initially launch on the Ethereum mainnet to ensure the foundational security and liquidity in the early stages. After reaching a certain scale, we plan to expand to: Solana and other L1/L2 solutions to enhance scalability and user experience, promoting widespread adoption.
Supporting more major stablecoin protocols to join the ecosystem while creating more application scenarios for R2USD, achieving a win-win-win scenario for users, protocols, and partners.
Community Building and User Participation
Last but not least, BrickBank is committed to building an inclusive global community and providing value to all users.
Expanding our global influence
We are actively building communities in various regions worldwide, including long-term collaborations with local KOLs and communities, covering diverse markets such as Turkey, Japan, South Korea, Singapore, China, Malaysia, Indonesia, Vietnam, Thailand, Latin America, Europe, and Russia. We aim to deeply penetrate these markets and create value for users.
Pre-season activities
Pre-season activities include tg bot activities and Testnet Campaigns, allowing early community supporters to experience the product in a timely manner, stay updated on the latest developments, and provide valuable feedback to help shape the future of the protocol. Currently, the tg bot activities are underway, and our Testnet Campaign is expected to launch as early as next week.
Season #1 Launch
Planned to launch simultaneously with the mainnet, Season #1 will introduce new participation methods and opportunities, along with more rewards! Stay tuned!
For BrickBank, users are not just passive participants—they are core contributors to BrickBank's growth and evolution. Whether through governance participation, community feedback, or helping to spread the project's value, BrickBank aims to achieve long-term value and provide long-term benefits together with the global user community.
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