Original Title: The New Era of DeFi: DeFAI

Original Author: danielesesta, Crypto Kol

Original Translation: zhouzhou, BlockBeats

Editor's Note: This article introduces DeFAI, the combination of artificial intelligence and decentralized finance, aimed at simplifying the use of DeFi and lowering the entry barrier. The article explores three major application scenarios: AI interface, simplifying the trading process through natural language commands; autonomous DeFi agents, where AI automatically executes complex trades; and research and communication agents, where AI helps users obtain and analyze DeFi data.

The following is the original content (reorganized for better readability):

Decentralized finance has long promised to give individuals complete control over their assets—bypassing traditional intermediaries to provide an open global financial ecosystem.

However, for many, DeFi still feels like a complex maze filled with intricate user interfaces, countless protocols, and high-risk decisions.

Now, we enter the next era of DeFi: DeFAI, the fusion of artificial intelligence and decentralized finance. By leveraging advanced AI tools to simplify user experience and optimize decision-making processes, DeFAI aims to lower the entry barrier and achieve truly autonomous, user-friendly financial interactions.

This article will explore the three main application scenarios of AI in DeFi and demonstrate how each application is expected to change the way we access and benefit from decentralized financial services.

AI as the DeFi Interface

One of the biggest pain points for both newcomers and seasoned users in DeFi is the complexity of executing trades across multiple protocols. Typically, you need to:

• Access the right decentralized application (dApp).

• Connect your wallet (such as Metamask, Ledger, Phantom).

• Input transaction details.

• Confirm (sometimes requiring re-confirmation) the transaction.

This process is cumbersome and prone to errors, especially when you need to use multiple DeFi platforms simultaneously. However, an AI-driven interface can significantly simplify this workflow.

You no longer need to manually click through various interfaces and carefully verify contract addresses; you can use natural language commands like "Swap 3 ETH for USDC" or "Provide liquidity to the ETH-USDC pool."

In the background, the AI solution will:

• Parse your request,

• Find the best source of liquidity,

• Generate the relevant transaction data, and

• Prompt you to sign using your chosen wallet (custodial or self-custodial, like Ledger or Phantom).

By effectively automating the transaction construction, only the final signing step remains, greatly improving the user experience and eliminating much of the friction many encounter when trying to use DeFi. This is a significant advancement in making decentralized finance easily accessible to everyone, allowing users to focus on the purpose of the trade rather than the process of trading.

DeFi Agents: Autonomous Trade Execution

While AI-driven interfaces simplify user input and generate transactions that require manual approval, the next integrated step goes further: autonomous DeFi agents. These specialized AI agents control hot wallets and can utilize the same natural language to trading infrastructure to execute complex multi-step strategies—with just one command.

Imagine issuing a command like this:

"Transfer my ETH from Mainnet to Base, swap half for USDC, create a Uniswap v2 LP, and then send the LP tokens back to my main wallet."

The DeFi agent will automatically handle the entire workflow:

1. Identify a secure bridging protocol (based on developer-approved tools).

2. Find the most cost-effective exchange path.

3. Create a liquidity pool on Uniswap (or another DEX).

4. Send the generated LP tokens back to your wallet.

Crucially, such agents are not just "smart"; they are also optimized for security and cost-effectiveness. AI can be programmed to check reliable protocols, compare gas fees, monitor slippage, and only execute the safest, cheapest, and fastest trades.

This transforms complex multi-step DeFi operations from anxiety-inducing ventures into single, straightforward user requests—a significant advancement for both experts and newcomers.

Research and Communication Agents

As DeFi continues to expand, the ocean of information users must navigate is also growing. Price data, on-chain analysis, protocol documentation, governance forums, social media discussions—monitoring all these data streams can be an overwhelming full-time job. And this is just the preparatory work before you even start considering capital allocation.

At this point, research and communication agents come into play, focusing on acquiring, filtering, and interpreting relevant data as a DeFAI solution. By connecting to various tools and data sources—such as on-chain explorers, public forums, GitHub repositories, real-time market data, and curated internal datasets—these agents can answer questions like:

• "What is the best yield strategy for ETH based on my current portfolio?"

• "Can you find a coin similar to $ANON with a larger market cap? What are the key differences, and how much does $ANON need to rise to reach that market cap?"

Instead of spending hours or even days manually researching, verifying, and cross-checking multiple sources, users can rely on research and communication agents to provide concise, data-driven recommendations and insights.

This enables individuals to focus on higher-level decision-making while ensuring they make informed choices based on the latest information from multiple trusted sources.

Supported by Heyanon.ai

These three DeFAI application scenarios—natural language trading interfaces, autonomous DeFi agents, and research and communication agents—are all developed by Heyanon.ai, with a public beta expected to launch at the end of January. These tools are designed to reduce friction, enhance trust, and democratize access, allowing anyone to explore DeFi without feeling overwhelmed.

By leveraging AI to automate the most challenging aspects of protocol navigation, information verification, and complex trade execution, DeFAI possesses genuine financial empowerment potential—enabling choices between decentralized and centralized options without the steep learning curve associated with accessing decentralized finance.

The Future of DeFi: Lowering Barriers, Gaining Greater Freedom

From the manual UI operations of Metamask to AI-assisted trade construction, from single-step signing to multi-step autonomous DeFi agents, and from isolated on-chain data to comprehensive research capabilities, all of this showcases the paradigm shift in the next phase of decentralized finance.

Users no longer need to navigate endless complexities; AI empowers them to make informed decisions, manage risks, and seamlessly execute commands.

In this emerging DeFAI landscape, anyone—whether a seasoned crypto whale or a newcomer—can easily harness the immense capabilities of DeFi without worrying about making mistakes or missing critical information.

By providing a trustworthy, user-centered approach, DeFAI ushers in an era where the choice between traditional finance and decentralized finance becomes a matter of personal preference rather than technical capability.

As DeFi continues to mature and AI tools like Heyanon.ai become more refined, we will see broader applications, stronger security, and a more inclusive financial ecosystem.

With DeFAI, the question of whether DeFi can scale to millions of new users is no longer "if," but "how fast."

Welcome to the new era of DeFi: DeFAI.

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