Original text: Daniele

Translation: Yuliya, PANews

Since its inception, decentralized finance (DeFi) has always centered on empowering individuals with asset autonomy and eliminating traditional intermediaries, aiming to build an open global financial ecosystem. However, despite the rapid development of DeFi, its complex user interfaces, numerous protocols, and high-risk operational decisions still deter many users.

The next phase of DeFi—DeFAI, which is the deep integration of artificial intelligence (AI) and decentralized finance, is reshaping this field. By introducing advanced AI technologies to simplify user experiences and optimize financial decision-making processes, DeFAI aims to lower entry barriers and achieve a more autonomous and efficient mode of financial interaction.

This article will delve into three core application scenarios of AI in DeFi and analyze how they drive the evolution of decentralized finance.

1. AI-Driven DeFi Interaction Interface

DeFi users, whether newcomers or seasoned players, often face the complexity of executing transactions across multiple protocols. The existing process typically includes:

• Accessing decentralized applications (dApps);

• Connecting wallets (such as Metamask, Ledger, or Phantom);

• Inputting transaction details;

• Confirming transactions multiple times and verifying contract addresses.

This cumbersome operation process is both time-consuming and prone to errors, especially when using multiple DeFi protocols. The AI-driven interaction interface significantly simplifies this process. Users can issue commands directly in natural language, such as: “Exchange 3 ETH for USDC” or “Provide liquidity in the ETH-USDC pool”.

In the background, AI will automatically complete:

1. Parsing user requests;

2. Searching for the best liquidity sources;

3. Generating transaction data;

4. Prompting users to select a wallet for signing (whether custodial or self-custodial, like Ledger or Phantom).

The involvement of AI minimizes the complexity of the transaction process, requiring users only to complete the final signature. DeFAI significantly enhances user experience by eliminating operational redundancies, helping more users easily enter the DeFi space.

2. Autonomous DeFi Intelligent Agents

While the AI interaction interface simplifies the trading process, the real transformation lies in the introduction of autonomous DeFi intelligent agents. These AI agents can control hot wallets and execute complex multi-step financial strategies based on natural language commands, achieving end-to-end automated trading.

For example, users only need to input the following command:

“Bridge ETH from the mainnet to Base, exchange half for USDC, create a liquidity pool with both tokens on Uniswap v2, and return the LP tokens to the main wallet.”

The intelligent agent will automatically execute the entire process, including:

1. Selecting a secure cross-chain bridging protocol;

2. Planning the optimal exchange path;

3. Creating a liquidity pool on decentralized exchanges (DEX) like Uniswap;

4. Returning the generated LP tokens to the user's wallet.

This system can not only execute complex transactions but also dynamically optimize security and costs. AI will automatically check protocol reputations, compare transaction fees, monitor slippage, and choose the path with the lowest cost, fastest speed, and highest security. Autonomous DeFi agents effectively reduce user operational risks, making complex financial operations intuitive and controllable.

3. Intelligent Research and Information Interaction Agents

As DeFi continues to expand, the amount of information users need to process also increases. Price data, on-chain analysis, protocol documents, governance forums, and social media discussions create an overwhelming flow of information. Organizing and verifying this information before making funding allocation decisions can feel like a full-time job.

Research and information interaction agents represent another important application scenario of DeFAI. These agents connect on-chain browsers, market data interfaces, GitHub code repositories, and governance forums, helping users quickly access and interpret key data. Users can issue commands to the agent such as:

• “What is the best yield strategy for ETH based on my current portfolio?”

• “Can you find a token with a market cap larger than $ANON? What are the key differences? How much does $ANON need to rise to reach a similar market cap?”

Users no longer need to spend hours or even days manually researching, verifying, and cross-checking multiple sources of information; instead, they rely on the research agent to provide concise, data-driven recommendations and insights. This not only saves time but also ensures that users receive the latest information from numerous credible sources, allowing them to focus on higher-level decision-making.

Powered by Heyanon.ai

The three major DeFAI application scenarios—natural language trading interfaces, autonomous DeFi intelligent agents, and research and information interaction agents—are all developed by Heyanon.ai, with plans to launch a public beta version at the end of January. These tools aim to lower the barriers for users entering the DeFi market, enhance trust, and promote the widespread adoption of decentralized finance among a broader audience.

Through automated trade generation, on-chain information verification, and the execution of complex financial operations, DeFAI is leading a financial revolution, enabling users to truly achieve asset autonomy and freely choose between centralized or decentralized financial tools without facing cumbersome technical challenges.

Future Outlook for DeFi: Lower Barriers, Increased Freedom

From traditional Metamask manual interactions to AI-assisted trade generation and multi-step autonomous trading agents, DeFi is ushering in a new chapter of technological transformation. The deep application of AI in the DeFi field will greatly enhance user decision-making efficiency, optimize risk management, and achieve a seamless on-chain interaction experience.

In this new landscape, whether seasoned crypto investors or DeFi newcomers, everyone can easily manage assets and execute complex trades with AI tools, avoiding asset losses due to human errors or information gaps.

As DeFAI tools like Heyanon.ai continue to develop and mature, decentralized finance will enter a more inclusive, secure, and efficient new era. DeFi will no longer be the exclusive domain of niche players but will evolve into a universal financial system accessible to users worldwide. The arrival of DeFAI not only signifies the next phase of decentralized finance but also accelerates the evolution of DeFi from a niche market to a mainstream market.

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