For investors, how should one choose between the long-term advantages of Bitcoin and the short-term gains of altcoins?

Trump's victory in the U.S. elections in early November has opened a long-awaited bull market for the crypto market, pushing Bitcoin to continuously break historical highs. With Trump recently nominating several crypto-friendly individuals to his cabinet and the resignation of SEC Chairman Gary Gensler, the crypto community's expectations for the long-term development of the industry have become more positive. Looking ahead to 2025, many leaders in the crypto space hold an optimistic view; for instance, Arthur Hayes predicts that Bitcoin will reach $250,000 by the end of next year.

The arrival of the bull market is also reflected in the explosion of altcoins. For a considerable period, altcoins were collectively sluggish, with the performance of most coins lagging far behind Bitcoin. However, recently, they have caught up and even surpassed Bitcoin's gains. According to data from Quantify Crypto, as of November 26, over 180 of the top 200 cryptocurrencies by market capitalization (excluding stablecoins) have seen price increases in the past month, with more than 60 coins experiencing gains of at least 50%. The overall strong performance truly qualifies as a bull market, providing investors with ample opportunities to showcase their skills.

This year, Bitcoin has increasingly been accepted by mainstream markets, and its attributes as a global long-term store of value and a tool against inflation are gradually being recognized. As a result, many people, especially high-net-worth investors, have reached a consensus that Bitcoin is worth holding long-term. Crypto KOL Phyrex, based on on-chain data analysis, states that in the recent surge of Bitcoin, the number of Bitcoins held by high-net-worth investors (those holding more than 10 Bitcoins) has been rapidly increasing. Furthermore, if Trump fulfills his campaign promise to establish a Bitcoin strategic reserve, Bitcoin's safe-haven attributes will be further enhanced.

At the same time, high-quality altcoins remain an excellent choice for many investors seeking higher returns. Recently, in addition to new sectors like AI Meme creating a wave of wealth myths, many established projects have also performed well, such as the OG DOGE in the meme world, as well as veteran coins like XRP and LTC, all of which have outperformed Bitcoin in the past week. For investors, how should one choose between the long-term advantages of Bitcoin and the short-term gains of altcoins?

Recently, the cryptocurrency exchange Huobi HTX announced that it will launch a dynamic interest rate product for staking and borrowing in early December, providing investors with a way to have both. Through Huobi HTX's staking and borrowing, users can retain their Bitcoin or other long-term holding coins while borrowing funds at market dynamic rates for continued investment, thereby enhancing capital efficiency and further expanding returns. In addition to USDT, the product also supports borrowing Bitcoin and Ethereum, enriching user choices.

Lending services have long existed in the crypto industry, with numerous solutions available, both centralized and decentralized. To stand out in the competition, Huobi HTX has endowed the new product with multiple advantages. First, the staking and borrowing dynamic interest rate product offers a high staking rate and does not charge any fees, lowering the usage threshold of the product, allowing users to borrow and repay freely according to their needs; second, the product has no borrowing limit, meeting the lending needs of any high-net-worth clients; at the same time, the dynamic interest rate mechanism keeps the product's rates competitive within the industry. In short, users of Huobi HTX's staking and borrowing can borrow more funds at lower costs and with greater flexibility.

To reward users for their long-term support, Huobi HTX has also launched a special event for borrowing limit reservations. By filling out and submitting the reservation form, users who successfully lock in USDT borrowing limits will enjoy a 10% discount on the USDT borrowing rate in December after the staking and borrowing dynamic interest rate product officially launches. Currently, more than half of the total limit of 50 million USDT has already been reserved, and investors with borrowing needs should act quickly to seize more benefits.

In fact, the advantages of Huobi HTX's staking and borrowing dynamic interest rate product lie not only in the product itself but also in the Huobi HTX platform. As one of the exchanges that prioritize security in the industry, Huobi HTX ensures the safety of all user funds, including collateral, through comprehensive security and transparency measures. Additionally, Huobi HTX offers a variety of exchange services to meet users' diverse investment needs. For example, the coin listing business personally guided by Huobi HTX's global advisor Justin Sun has ample experience in discovering quality new coins, and through the recently launched “Golden Dog Plan”, Huobi HTX has launched several new coins with gains exceeding 500% in the past month; for instance, the industry-first “Excess Coin Treasure” provides up to 6% annualized returns on USDT assets in users' contract accounts, enhancing the user experience and returns for contract traders. Moreover, Huobi HTX is very sensitive to market trends and often conducts themed activities for quality coins; the ongoing “DOGE Carnival Month” is a typical example. During the event, trading provides opportunities to share additional rewards. Therefore, users can complete a series of operations from borrowing to investing to repaying all in one place on Huobi HTX, simplifying the process and increasing opportunities for returns.

As 2024 comes to a close, Huobi HTX is delivering year-end gifts to users through continuous product optimization and innovation. If this momentum continues, this bull market may become a starting point for Huobi HTX's further takeoff.

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