After freezing your bank card, spend less time watching short videos on Douyin.

Every day, many friends come to me for advice on bank card freezing. Some consult by sending red packets, while others pay for advice. I usually help them organize their cases and provide the simplest and most effective solutions. If they are unwilling to handle it themselves, they may try to entrust our team.

This is indeed the best solution. If you are capable, handle it yourself. If not, spend money to solve it. The principle of unfreezing a bank card is very simple: eliminate suspicion of involvement, obtain proof of innocence. However, in practice, it is a very complex and cumbersome process, involving various personnel such as banks, risk control, public security, special task forces, anti-fraud centers, public security agencies, criminal investigation, and economic investigation departments. If you do not understand the process and details, it is easy to make a mistake and fail to unfreeze the card, possibly ending up on the blacklist, which would be even more troublesome.

Why do I say this? Because their tactics are exactly the same as those of telecom fraudsters. They deliberately filter out smart customers, such as using intentional misspellings, providing intentionally incorrect unfreezing methods, and teaching you the simplest method of making a phone call to tell you that the card can be unfrozen. They intentionally use completely incorrect content to attract you to add them, and in the end, when you cannot solve the problem, they will charge you thousands of yuan to help you prepare a document.

This is the modus operandi of those who claim to be professional unfreezing experts on Douyin. At first, I thought it was ridiculous, but after in-depth research, I realized that the real clown was myself. We create original content every day, truly helping users. We may have around 20 clients in a month, while they can deceive 200 clients with their broad-spectrum approach.

Let's take a look at the intentionally incorrect content they use for promotion: Over 10,000 favorites, over 7,000 shares.

If your bank card is frozen, do not panic. First, find out the reason for the freeze, which may be due to the bank's anti-fraud center or administrative reasons.

Here are three extremely practical complaint and inquiry phone numbers that can easily help you solve the problem. First, for bank-related issues, go to the bank counter to inquire about the specific situation. If the bank does not unfreeze the card, then directly dial 12378 for the complaint hotline.

Second, for anti-fraud centers, if your card is blocked by the anti-fraud center, dial 96110 to inquire and resolve the issue.

Third, for administrative freezes, if your bank card is frozen due to a problem with a certain fund and you have not committed any illegal acts, and the other party has not unfrozen it for you, then dial 12389 to resolve the issue.

Go to the bank counter to inquire about the situation of the frozen bank card, and then directly dial 12378 to complain?

This is indeed the phone number of the China Banking and Insurance Regulatory Commission, but why was your card frozen?

Involved in fraud? Involved in gambling?

Each freezing institution has handling personnel and units. What's the use of calling this number?

Are you saying it was frozen by the bank itself? Then you must have triggered some kind of risk control model. What's the use of calling to complain? You need to explain your transaction situation first. Your bank card cannot be risk-controlled for no reason.

Blocked by the anti-fraud center? Under what circumstances would your card be blocked by the local anti-fraud center? The underlying core reason for all bank card freezes is that your account has received funds related to a case. What does this have to do with anti-fraud? Do you think you can get through to a human operator at 96110?

Administrative freeze? I haven't heard of this term. A problem with a certain fund? That would be related to fraudulent funds. What's the use of complaining to them? If you received funds related to fraud, do you think you have not committed a criminal offense?

This is the underlying logic of those who publish ineffective videos. They deliberately use incorrect and flawed content to filter out gullible individuals, add them to their private domain, and slowly harvest them.

Alas…

With just a few words on Douyin, you can unfreeze your bank card. I really don't believe it.

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