📢 Ma Yin Broadcast The New Era of Stablecoins: From Compliance to Interest Innovation, How to Seize Future Opportunities? In the past few months, the discussion in the cryptocurrency market has gradually shifted from Memecoins and Celebrity Coins to more practical asset classes - stablecoins and Real World Assets (RWA) Especially with the gradual clarification of regulatory policies, the entry of traditional financial giants, and the continuous promotion of decentralized finance (DeFi) innovation, the stablecoin market is entering a new growth cycle This is not only an internal innovation in the crypto world, but may also have a profound impact on the global financial system So, what drove this change? What is the future value of stablecoins? How can investors seize this wave? This article will deeply analyze the future opportunities of stablecoins from multiple perspectives, including regulatory trends, traditional financial integration, and the rise of interest bearing stablecoins Stablecoin compliance: the "bridge" of the financial system The evolution of regulation: from gray areas to a part of the global financial architecture In the past few years, the stablecoin industry has been controversial due to a lack of regulation, but now the situation is changing The United States, the European Union, and several major economies are accelerating the legislative process for stablecoins, making them an important component of the global financial architecture The United States is pushing for stablecoin legislation: The US Congress plans to pass stablecoin related laws by August 2024 to ensure the transparency and security of stablecoins. This not only helps to eliminate market distrust of stablecoins, but may also further consolidate the global reserve currency status of the US dollar EU MiCA Act: The EU's Crypto Asset Market Regulation (MiCA) has established a regulatory framework for stablecoins, providing legal guarantees for their circulation in the European market • Increased market openness in Asia: Countries and regions such as Singapore, Japan, and Hong Kong are actively researching how to support the development of stablecoins within compliance frameworks to promote the growth of cross-border payments and DeFi applications These regulatory developments mean that stablecoins are becoming a part of the global financial system, rather than a speculative tool detached from the regulatory framework Traditional Financial Entry: The Mainstream Catalyst for Stablecoins Fidelity issues stablecoins, traditional institutions embrace encryption Traditional financial giant Fidelity, which manages assets worth $6 trillion globally, announced the launch of its own stablecoin This measure sends a strong signal that traditional financial institutions are accelerating their layout in the stablecoin market The preference of financial institutions for stablecoins mainly stems from their advantages in payment, settlement, and revenue generation: Low cost cross-border payments: Compared to traditional SWIFT settlement systems, stablecoins can achieve faster and cheaper international payments Efficient financial settlement: Through blockchain technology, stablecoins can reduce friction in traditional financial settlements and improve capital efficiency • Revenue innovation combined with RWA: Traditional institutions are exploring how to combine stablecoins with real-world assets such as bonds and real estate to provide more stable sources of revenue This means that stablecoins are no longer just a game for native crypto players, but are gradually becoming a part of traditional financial markets The rise of interest bearing stablecoins: the core track of DeFi 2.0? Stable coin monetization: From the era of zero interest rates to high-yield opportunities The traditional US dollar savings rate has remained low for a long time, while Yield bearing Stablecoins in the DeFi ecosystem are attracting more and more capital inflows For example: Ethena (ENA) offers an annualized return rate of over 20%, attracting a large number of investors' attention Pendle Finance allows users to lock in future earnings in advance, enabling stablecoin holders to manage risks more flexibly Resolv and Level Finance have launched a stablecoin based point reward mechanism, providing potential airdrop returns for early participants These projects not only make stablecoins a safe haven for funds, but also create a new type of asset appreciation model that allows stablecoin holders to enjoy additional benefits rather than just being used for payments and settlements How to seize the growth opportunities of stablecoins? 1. Protocol tokens for investing in stablecoin ecosystems Although mainstream stablecoins such as USDT and USDC do not have direct investment channels, the following DeFi tokens are worth paying attention to: Ethena (ENA): An innovative interest bearing stablecoin with rapidly growing TVL and strong market appeal MakerDAO (MKR): As the protocol behind DAI, MKR has long benefited from the expansion of the stablecoin market AAVE and Pendle: These protocols mainly rely on the stablecoin market, and their TVL and revenue are highly correlated with stablecoin growth Investing in these tokens can indirectly participate in the growth of the stablecoin market while gaining potential appreciation benefits 2. Participate in airdrops of unreleased stablecoin protocols Emerging stablecoin protocols often introduce point programs to attract early users For example: Resolv (USR): Earn 30 times points by offering USDC and may potentially receive future airdrops Level Finance (lvlUSD): Provides stablecoin deposit returns and rewards Level points, with the possibility of launching governance tokens in the future OpenEden (USDO): tokenize RWA and provide stable returns, while launching a points program These projects often launch governance tokens in the future, and early participants have the opportunity to receive significant airdrop returns 3. Utilize stablecoin payments to optimize fund management Stablecoins are not just investment tools, but can also be used for daily consumption: For example: • Use cryptocurrency cards for global consumption with low transaction fees • Earn additional income in combination with RWA, such as investing in US treasury bond bonds through OpenEden and obtaining stable returns Optimize liquidity and achieve more efficient asset management through DeFi portfolio strategies Conclusion: The stablecoin market is on the eve of an outbreak Stablecoins are evolving from payment tools to a part of the global financial infrastructure With the implementation of regulations, the entry of traditional finance, and the innovation of interest bearing stablecoins, this market is entering a new growth cycle Whether it's investment related agreements, participating in early project point programs, or using stablecoins to optimize asset management, seize the opportunity Stablecoins, blockchain finance, cryptocurrency markets, USDT, USDC, DeFi profits