A heartfelt tweet has been written, but I remain neutral about the comparison results. After all, I have personally never used any U card or PayFi product, but this does not hinder my research and understanding of PayFi.

I firmly believe that PayFi could be a landing application comparable to wallet-level applications. Therefore, what is more important should be the application scenarios and how to make strides in the Pay and DeFi fields. Currently, most U cards are concentrated in the Pay domain, and there is still room for development in the area of "Pay now, but never actually pay."

OKX PAY may indeed be a giant, and it could potentially make faster progress. In terms of manpower and resource investment, it is indeed a top presence in the industry. If OKX is genuinely committed to doing well, the chances of success are still quite high, but the space in this field and user habits may still need some adjustment.

I look forward to both products performing brilliantly. Competition will allow users to benefit more, which is an unchanging truth since ancient times.

免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。