Original Author: 0xSketon, DeFi Researcher
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Translation｜Odaily Planet Daily (@OdailyChina)
Translator｜CryptoLeo (@LeoAndCrypto)
After experiencing "Black Monday" and the "CNBC Incident," the market has turned cold again. BTC remains around the $80,000 level, and most altcoins have halved compared to a year ago, with the secondary market in despair; those who are good at trading might still encounter a few golden opportunities.
Overall, the development of tariffs and Trump's "big mouth" characteristic have led to a market that is completely driven by news, making it increasingly difficult to profit from trading. DeFi researcher 0xSketon has written about 11 DeFi protocols on Solana worth participating in for earning yields, with a focus on lending and stablecoin deposits. The translation by Odaily Planet Daily is as follows:
This article will introduce 11 major DeFi strategies for earning passive income on Solana, seeking annual interest rates of 15–50% through lending, vaults, and farming. Below is a curated list of protocols for earning stable returns:
Lend USDC for an APY of 13.94%;
Provide SOL (Solayer) for liquidity re-staking with an APY of 9.7%.
Deposit SOL into the GMS lending pool (APR 16.68%) and earn "yield + double points" through collaboration with Fragmetric.
JLP mining (15%-20%), V1 version lends SOL (APY 16.65%), USDC (10.27%), USDT (12.65%);
Additionally, you can borrow JLP and SOL for leveraged mining (maintaining lending health), partners include: Jupiter, Solayer, Jito.
- RateX (also known as Little Pendle)
Choose high APY pools to deposit staked tokens and earn Fragmetric + native points.
Borrow tokens into the protocol pool, with currently high APY pools including SOL, Fartcoin, USDS.
Deposit to borrow USDC, SOL, and PYUSD, and earn higher APY through its JLP and INF compounding cycles.
A Pendle-style DeFi protocol on Solana, exchange corresponding tokens through Jupiter and deposit into matching pools. This protocol also features farming and liquidity treasury rewards (including points bonuses for staked token protocols: Fragmetric, Fyros).
A lending aggregator, choose JLP pool deposits with an APY of 5–20%.
Delta neutral strategy, choose a treasury to deposit USDC and earn a stablecoin APY of 6–25%.
Led by a former Goldman Sachs team;
Choose a yield strategy and deposit funds to earn 1-2 times NT points (airdrop).
A synthetic re-staking protocol that converts SOL to ySOL, earning an APY of 31–38%.
The above are today's shared lending and deposit APY earning protocols. I recommend paying special attention to the following projects:
Neutral Trade: Created by quantitative analysts, traders from Goldman Sachs, Barclays, and the world's top three hedge funds, as well as experienced Web3 developers; it is also one of the award-winning projects from the Solana Radar hackathon.
RateX: Seed round financing from GSR, Animoca Ventures, etc., funded by the Solana Foundation, and also an award-winning project in the Solana 2024 Renaissance hackathon MCM with a clear mechanism.
Exponent: Announced completion of $2.1 million financing in 2024, led by RockawayX, with deposit staked tokens eligible for multiple project points bonuses.
DeFituna: Founder Dhirk previously stated that they are building a V2 version and also developing an independent product, with TGE token news to be announced later. However, DeFituna's token is primarily a revenue-sharing token, with governance features to be added in the future. Dhirk also revealed a $200 million market manipulation plan involving LIBRA, MELANIA, and other tokens (then known as Moty).
NX Finance: Collaborated with multiple DeFi protocols on Solana; although its TVL is not high, its points system has airdrop expectations.
Finally, including the recommended projects, most are early-stage projects with certain risks; participate cautiously and do your own research (DYOR)!
If necessary, I will select a few key projects for detailed introduction in the future.
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