Author: Weilin, PANews

The tokenization of Real World Assets (RWA) is one of the fastest-growing sectors in this round of the crypto cycle. According to data from rwa.xyz, as of March 10, the on-chain asset value of real-world assets reached $17.925 billion, a significant increase from $9.162 billion during the same period last year, marking a growth rate of 95.64% over the past year.

RWA is bringing more possibilities to the crypto world, and at the same time, artificial intelligence is organically combining with RWA. For example, the blockchain-based real estate RWA project Propy has effectively increased profit margins to 40% by adopting AI technology, achieving 24/7 online property transaction operations, bringing unique efficiency, transparency, and security to the crypto world.

Propy: AI Empowering Real Estate Transactions, Creating an Efficient De-Mediated Model

Propy, a leading RWA real estate project, supports the on-chain representation of real estate assets, smart contracts, and property tokenization, facilitating the convenience and security of cross-border real estate transactions. Propy has three core products: the Propy Real Estate Buying and Selling Platform, Propy Title and Escrow Services, and PropyKeys. Propy is committed to innovating the traditional real estate industry with blockchain technology, addressing pain points such as excessive intermediaries, slow processes, and potential fraud in transactions.

Among them, PropyKeys, based on the Ethereum Layer 2 network Base, enables the tokenization of real estate. In March of last year, PropyKeys was officially opened to the public. Users can mint and store on-chain addresses corresponding to physical properties and title certificates through the PropyKeys app. PropyKeys has now officially surpassed 300,000 minted addresses globally.

Propy utilizes artificial intelligence technology, becoming a noteworthy example of the combination of AI and blockchain. Real estate professionals can now say goodbye to time-consuming manual data entry, easily complete transactions, and save valuable time and energy.

To provide cutting-edge tools, the Propy platform has created a transaction timeline to help agents, sellers, and buyers clearly understand the timing of each transaction step. With Propy AI, managing the transaction timeline becomes effortless; this tool can automatically read purchase agreements, generate transaction trackers for users, and initiate the settlement process.

It can also intelligently add deadlines for various stages of the transaction, guiding all parties involved on when to pay the first and second deposits, when to complete loan approvals, etc.—all accomplished in an instant. Bidding farewell to cumbersome paperwork and endless communication, real estate transactions have become more efficient and convenient.

Recently, Propy launched the online marketing campaign "Own Your Tomorrow," where investors and users can win different amounts of PRO tokens by sharing promotional videos, registering, inviting friends, and recommending friends to use the Crypto Escrow service. Users can learn more here.

As a leader in the real estate RWA sector, Propy continues to drive the implementation of innovative ideas. In January of this year, Propy launched a new loan product that supports the purchase of Hawaiian condos with collateralized crypto assets. The starting price for the condo is $250,000 USDC. As an on-chain RWA asset, buyers can bypass the traditional 30-day transaction process and achieve almost instant transactions by paying with cryptocurrency. On February 2, Propy announced the successful sale of this Hawaiian real estate asset—completed through multiple on-chain bids and finalized with the first Bitcoin-backed loan. In October 2024, Propy will also launch a third-party cryptocurrency escrow service based on the Coinbase Prime platform and services. These latest developments further provide quality services for on-chain real estate assets and fast, efficient, and secure transactions, becoming the latest adoption scenario for the combination of RWA and AI.

The Rise of AI+RWA Trends: Real Estate May Become a Key Application Area

From a broader perspective, the RWA sector that Propy is deeply engaged in is gradually becoming a new engine for the crypto market, releasing a continuous growth momentum. The core concept of RWA is to digitize various assets in traditional financial markets (such as bonds, real estate, stocks, artworks, private equity, etc.) and convert them into tokenized assets that can be traded, collateralized, or lent on-chain through blockchain technology. This process not only enhances the liquidity of assets but also reduces friction costs in traditional financial markets, such as long transaction clearing times, high intermediary costs, and limited liquidity.

Now, a new trend in RWA development is attracting more capital and market attention—the organic combination of artificial intelligence and RWA. This can involve several aspects: AI-driven asset valuation, risk management and predictive analysis, the application of AI in smart contract automation, AI-driven liquidity optimization, AI-enabled security and fraud detection, enhancing investor experience through personalization, and the application of AI in compliance and regulatory monitoring, among others.

Observing the dynamics in the crypto market, it can be seen that many RWA projects are increasingly integrating artificial intelligence technology, although the combination of the two is still in its early stages. According to an analysis by venture capital and digital asset fund Decasonic, while tokenization has long promised to enhance liquidity and achieve decentralized access, the addition of AI further accelerates real-time optimization, risk assessment, and automation processes, making RWA assets more dynamic and efficient.

Frequent Dynamics in the AI+RWA Sector: The Trend of Industry-Specific RWA Tokenization is Becoming More Obvious

In recent years, the AI+RWA market has been developing towards enhancing liquidity and improving efficiency. For example, Ondo Finance secured $95 million in BlackRock BUIDL asset allocation in 2024 and began exploring AI-driven yield optimization to improve the returns on its tokenized government bonds.

AI is also utilizing vast datasets, including market trends, weather patterns, regulatory dynamics, etc., to improve the accuracy of RWA asset valuations. For instance, MakerDAO's continuously expanding RWA asset exposure may be leveraging AI for yield analysis, while AI-driven real-time valuation models are continuously optimizing the accuracy of asset pricing.

Moreover, the trend of industry-specific RWA tokenization is becoming increasingly evident, with generic tokenization models gradually giving way to solutions tailored for specific industries. For example, Agrotoken is tokenizing soybeans and other agricultural products on Algorand. At the same time, AI is optimizing yield management for tokenized stablecoins, such as Superstate's $USDM, which is backed by government bonds and offers a 5% APY return.

Changes in the macro regulatory environment are expected to promote the deep integration of AI and RWA, further accelerating this process. In the United States, the Trump administration supports digital assets and has issued an executive order on crypto, involving the lifting of restrictions on crypto banking, reforms to SAB121 accounting rules, and even the establishment of a U.S. strategic Bitcoin reserve, with BTC being held as a reserve asset. Meanwhile, the Trump administration has invested $500 billion in AI research and infrastructure development, promoting the development of a new generation of AI+blockchain solutions.

In Asia, with the rise of DeepSeek, artificial intelligence has once again ignited enthusiasm in the tech market. The crypto industry is also expected to leverage cutting-edge technologies like artificial intelligence to achieve further breakthroughs and growth.

With the rapid growth of the on-chain asset value of RWA and the deep integration of AI+RWA technology, the real estate sector is becoming a focal point. As a pioneer in this sector, Propy is utilizing AI to optimize transaction processes, enhance efficiency, and attract user participation through innovative marketing activities. In the future, the combination of AI and blockchain may further accelerate the digital transformation of the real estate market, providing global investors with a more transparent, efficient, and secure trading experience.

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